I have been off sick, how will this affect my pension?

If you are off work due to sickness or injury and your contractual pay is reduced or you don’t receive any pay then the pensionable pay figure used to work out your pension for this period is your assumed pensionable pay. Using your assumed pensionable pay, rather than the amount of pensionable pay you actually receive when on sick leave, means that you will continue to build up a pension in the section of the LGPS you are in, as if you were working normally and receiving pay.

You will continue to pay your basic LGPS contributions on any pay that you receive while you are off sick (before any reduction on account of Statutory Sick Pay or Incapacity Benefit). If you are on unpaid sick leave, you will not pay any contributions.

If you are in the 50/50 section and go onto unpaid sick leave, you will automatically be moved to the main section of the scheme from the beginning of the next pay period if you are still on no pay at that time. This means from that point forward you will build up full pension benefits in the LGPS even though you are not paying pension contributions.

If you are off work due to sickness and receive full pay then there is no affect on your benefits or you contributions.

I have been or I am going on Child related Leave, how will my pension be affected?

If you are on any form of child related leave, maternity, adoption or shared parental leave and your contractual pay is reduced then the pensionable pay figure used to work out your pension for this period is your assumed pensionable pay. Using your assumed pensionable pay, rather than the amount of pensionable pay you actually receive when on child related leave, means that you will continue to build up a pension in the section of the LGPS you are in, as if you were working normally and receiving pay.

You will continue to pay your basic LGPS contributions on any pay that you receive while you are on child related leave.

If you are in the 50/50 section and go onto unpaid child related leave, you will automatically be moved to the main section of the scheme from the beginning of the next pay period if you are still on no pay at that time. This means from that point forward you will build up full pension benefits in the LGPS even though you are not paying pension contributions.

Any period of unpaid child related leave will not count for pension purposes unless you elect to pay Additional Pension Contributions (APCs) to purchase the amount of pension lost during that period of absence. The amount of pension lost is calculated as the appropriate fraction of your assumed pensionable pay for that period of absence (i.e. 1/49th of your assumed pensionable pay).

If you wish to purchase the amount of lost pension and make the election within 30 days of returning to work then the cost of the APC is split between you and your employer. You will pay one-third of the cost and your employer will pay the rest. This is known as a Shared Cost Additional Pension Contributions (SCAPC).

You can pay these additional contributions through regular payments from your wages.

You can obtain a quote and print off an application form to buy lost pension from the LGPS website:

Local Government Pension Scheme (external website)

Buying back periods of unpaid leave, including career breaks and jury service?

If you are granted unpaid leave of absence, including jury service, the period will not count for pension purposes unless you elect to pay Additional Pension Contributions (APCs) to purchase the amount of pension lost during that period of absence. The amount of pension lost is calculated as the appropriate fraction of your assumed pensionable pay for that period of absence (i.e. 1/49th of your assumed pensionable pay if you were in the main section of the scheme or 1/98th if you were in the 50/50 section).

If you wish to purchase the amount of lost pension and make the election within 30 days of returning to work then the cost of the APC is split between you and your employer. You will pay one-third of the cost and your employer will pay the rest. This is known as a Shared Cost Additional Pension Contributions (SCAPC).

You can pay these additional contributions in a one-off lump sum or through regular payments from your wages depending on the length of the absence .

The maximum period of absence you can elect to buy back by a SCAPC is a period of 3 years.

You can obtain a quote and print off an application form to buy lost pension from the LGPS website:

Local Government Pension Scheme (external website)

I am taking industrial action (going out on strike), how will my pension be affected?

If you are absent for a day or more due to a trade dispute the period will not count for pension purposes unless you elect to pay Additional Pension Contributions (APCs) to purchase the amount of pension lost during that period of absence. The amount of pension lost is calculated as the appropriate fraction of your assumed pensionable pay for that period of absence (i.e. 1/49th of your assumed pensionable pay if you were in the main section of the scheme or 1/98th if you were in the 50/50 section).

The cost of purchasing the amount of lost pension for the period of absence would be met fully by you; your employer does not make a contribution to the APC.

You can obtain a quote and print off an application form to buy lost pension from the LGPS website:

Local Government Pension Scheme (external website)

I am going on reserved forces leave, what happens to my pension?

If you are on reserve forces service leave and elect to remain in the LGPS your pension in the scheme will be worked out using your assumed pensionable pay.

Using your assumed pensionable pay ensures that you will continue to build up pension as if you were in work rather than on reserve forces service leave. Any pay you do receive from your employer will not have pension contributions deducted from it.

If you go on reserve forces service leave and elect to stay in the LGPS your employer needs to tell you the amount of basic pension contributions you and the Ministry of Defence (MoD) must pay, the amount of any additional contributions you are paying in the LGPS, and the amount of assumed pensionable pay those contributions must be collected on. You will need to pass this information on to the MoD. Your employee contributions (and any additional contributions you are paying in the LGPS) will be deducted by the MoD and paid across to East Riding Pension Fund together with the employer contributions due.

I pay extra contributions, how are these affected by my absence?

We have produced a table of the type of contract and the reason for absence to help you work out how your contributions will be affected.  Please click here Absences Contract Type table to see the table.

Absenses Contract Type Table (pdf 384kb opens in new window)

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